The “Apni Chat Apna Ghar” project is an important plan started by CM Punjab, Maryam Nawaz. The project aims to provide housing solutions to the poor people of Punjab who are unable to build their houses due to financial constraints. This project can play a significant role for those who want to upgrade their living standards through housing loans.
Eligibility Criteria for the Apni Chat Apna Ghar Program:
Before start the application process, first check if you fulfill the eligibility criteria given by the government or not. This scheme is specially designed for people from low-income backgrounds who don’t have money to build their house. The main points of eligibility are:
- Must live in Punjab
- A poverty score of 25% or less.
- No personal income source.
- No outside country assets or business
- Not owning any property under your name.
- You must not have active bank accounts.
How to Apply Online for the Apni Chat Apna Ghar Program:
If you fulfill the eligibility criteria, then you can submit for the Apni Chat Apna Ghar scheme very easily in an online way. Here is a detailed step-by-step guide to completing the application process.
Go to the Official Website: First of all, go to acag.punjab.gov.pk this is the official registration site for the program. Then you will see this form:
Fill the Form: Apni Chat Apna Ghar CertificateIn the form above, there are several fields to fill out. First, write your Full Name. Next, enter your CNIC number.
- If you are a man, write “Son of” and then your Father’s name.
- If you are a woman, write “Daughter of” or “Wife of” and then enter the CNIC number of your Father or Husband.
Then type your email, select your gender. Choose your sim network e.g jazz, zong, etc. Then add your mobile number. Next you need to enter city name and choose password and hit save button.
Login to your account: Once you have submitted the form with correct information, go to the login page acag.punjab.gov.pk/Login and enter you CNIC and password.

Accept the terms: Now you have to accept some terms now if you provide wrong information your application will be rejected so make sure all the information you fill is correct so you can apply for Apni Chat Apna Ghar Program.

You will agree to the following:
- I confirm that I am a permanent resident of Punjab, Pakistan.
- I do not own any other house.
- I own a plot of land up to 5 Marla in an urban area or 10 Marla in a rural area.
You will also declare:
I understand that if I give false information or misrepresent anything, my application may be rejected.
Offline Registration Process: Step-by-Step Guide
If you are facing issues online when applying for Apni Chat Apna Ghar Program, you can go for offline registration. Here is the process:
- Go to an Up Registration Center: Find registration center that has been set up by the government for this program.
- Get and Submit the Application Form: Take the application form and fill out the form with the correct information.
- Submit Your Form: After completing, submit your form to the center. They will check it for completeness.
- Submit Any Application Fee: You need to submit a small fee at the time of submission.
- Wait for verification and notification: Your application will be checked, and you will be informed about your eligibility status.
Frequently Asked Questions (FAQs):
What should I do if my online application is rejected?
If your online application gets rejected, then check the reasons for rejection very carefully. If there is something wrong in those reasons correct it and provide the information that is missing. Then you can reapply or take help from the local registration offices or helpline numbers.
Is there an age limit for applying to this housing program?
Yes, the applicants have to be 18 years or above so they can enter into a home loan program
Will I receive any updates during my application process?
Yes, you will get email or SMS updates about your application status, any additional requirements if needed, and final approval information once it is processed.
What is the Apna Chhat Apna Ghar program?
“Apni Chat Apna Ghar” will provide housing solutions to the poor people of Punjab who are not able to build their houses. This project can be very important for those who want to get their own house with the help of this program setup by the Punjab Govt. It’s really a good scheme to help people.